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State Regulation of Banking Business in the Context of Social and Digital Transformation of the Economy


Nadiya Rushchyshyn, Oksana Kulinich, Olha Tvorydlo, Alexander Mikhailov, Viktoria Samoilenko


Vol. 22  No. 4  pp. 67-72


The main purpose of the study is to analyze the main aspects of state regulation of the banking business in the context of social and digital transformation. One of the key elements of the functioning of the economy of any country are banks that ensure the redistribution of financial resources and stimulate economic growth. However, the banking sector, like other activities, is dynamic and depends on the pace of development and forms of technological progress that affect the forms and types of information and digital technologies, as well as the globalization and remoteness of banking services. Accordingly, the need for effective implementation of the latest technologies becomes relevant, which will not only help increase consumer satisfaction with the banking product, but also ensure the development of the country's financial sector. As a result of the study, trends in the development of state regulation of the banking sector in the digital economy were identified.


Banking business, Economy, Economic growth, State regulation, Financial sector.